Covering the cost of your compensation claim with Brian Barr Solicitors need not be a worry as there are various options available to you. We can often act for you under a Conditional Fee Agreement (CFA), often called a ‘no win no fee’ arrangement, whereby you would pay a limited capped proportion of your damages to us if you win, and absolutely nothing if you lose.
If you have legal expenses insurance (LEI), as long as you comply with the terms of your policy, you do not need to worry about dealing with any legal costs in the event of an unsuccessful claim as our CFA only covers our fees, but disbursements such as court fees and medical expert fees have to paid win or lose. LEI covers these costs. However, often your insurers will tell you that, to take advantage of the policy, you will have to use one of their panel solicitors. There are, however, two important exceptions to this rule:
1. If proceedings have been started, you are entitled to insist on the solicitor of your choice.
2. In valuable or complex cases, the insurer should agree to the appointment of the policyholder’s preferred solicitor at any stage of the claim.
Chronic pain claims are complex therefore it is important to have a specialist solicitor whose expertise and focus is chronic pain, fibromyalgia and CRPS to ensure you claim is not misrepresented or undervalued. We can often liaise with your insurer to allow us to act for you. It is key that your solicitor understands your case, has access to medical experts, and can reach a settlement that will cover your long-term care costs and lifestyle changes.
While some solicitors may not take any deductions, we are confident that the amount you receive in your hand after all fees will be far greater than 100% of damages obtained by a non-specialist firm. We have frequently taken over cases, where solicitors advised our clients that the claim was worth no more than £10,000 and we recovered over £100,000 in damages.
However, what is important is that you will not be out of pocket in either case if your claim is unsuccessful.