When most people think about the cost of chronic pain following an accident or road traffic collision, they immediately think of medical expenses: hospital visits, pain management treatments, medication, and perhaps some rehabilitation. But for those living with chronic pain conditions like CRPS or fibromyalgia, the financial toll goes far deeper and lasts far longer than the initial treatment phase.
- Loss of earnings and career disruption: One of the most significant and immediate financial consequences is the loss of income. Chronic pain can make it difficult, if not impossible, to continue in your previous job. For some, it means switching to part-time work; for others, it may lead to unemployment altogether. The emotional burden of being forced to leave a career you loved or trained extensively for only adds to the financial stress.
- Ongoing care and support: While the NHS provides some level of care, many chronic pain sufferers find themselves turning to private practitioners for physiotherapy, counselling, and alternative treatments like acupuncture or hydrotherapy. These out-of-pocket expenses quickly accumulate, especially when consistent, long-term support is required.
- Home and lifestyle adjustments: Living with chronic pain often requires changes to your home and daily life that carry a cost. This might include mobility aids, ergonomic furniture, stairlifts, or modifications like walk-in showers and wheelchair ramps. It may even be that your current house or flat is no longer suitable altogether. Transportation costs can also increase if driving becomes difficult and reliance on taxis or accessible transport is necessary.
- Impact on family finances: It’s not just the person in pain who feels the financial strain. Family members may have to reduce their working hours or leave employment altogether to become carers. This dual impact on household income can make it harder to cover day-to-day expenses, let alone the extra costs of chronic illness.
- Emotional and mental health costs: Equally as important, although harder to quantify, is how the emotional toll of chronic pain can lead to depression, anxiety, and isolation, which in turn may require therapy or support services, adding another financial layer.
The financial cost of chronic pain is multifaceted and enduring. At Brian Barr Solicitors, we understand that compensation isn’t just about covering medical bills. It’s about recognising the full impact on your ability to live, work, and thrive. That’s why it’s crucial that these broader costs are considered in any personal injury claim.
