46-year-old Mr GR was a successful company director who had taken out a Critical Illness Insurance Policy for £356,903. When his symptoms developed and had caused him to give up his job due to incapacity he made a claim against his insurance policy. They refused. Mr GR appointed Brian Barr who instructed a Consultant Rheumatologist. He confirmed the Fibromyalgia diagnosis and more importantly made it clear Mr GR would not be able to go back to work with the condition at this severity. In the face of this evidence, Mr GR’s insurers agreed to settle the claim in full.